This report of an SMF scenario-planning exercise elucidates the evolving policy challenges. The report highlights important emerging tensions that policy-makers will need to address – now and in the coming decades – to re-build households' financial resilience and ensure that individuals save adequately for later life.
Nigel Keohane looks at Nick Clegg's proposal to enable people to divert part of their pension pots to help younger members of their families to get on the property ladder.
Based on interviews with low-income families, this report examines the impact of the new Universal Credit on households' financial resilience and proposes an innovative reform.
