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As the UK government contemplates root and branch reform of public sector pensions, this edited collection brings together a range of expert contributions to explore the arguments behind the debate and the options facing ministers.

This report examines the evidence that current pension rules, associated with the UK 'annuities deal', deter pension saving. The report also explores in detail the practical considerations and problems that would be confronted by the multiple 'early access' models of pension saving that have been proposed.

In this edited collection, a group of expert authors from across the private and charitable sectors offer their thoughts on the role of government in this agenda, and the actions needed from individual employers.