Latest Publications

Markets are the best way to create and distribute wealth, but they don’t always work well for all the people in them. We research ways that sensible interactions between the state and the private sector can maximise growth and fairness.

Latest Publications:

Publication

The Great Rebalancing: A sovereign wealth fund to make the UK’s economy the strongest in the G20

In this paper John Penrose MP argues that there are long-term and structurally-ingrained weaknesses in the UK's economy and politics, and that leaving the European Union creates an opportunity to ask fundamental questions about our future - including how we go about investing and saving for the future.
Published: 07 November 2016
Author: John Penrose MP
Read
Publication

A switch in time: The evolution of Britain’s personal current account market

New report examines the evolution of the personal current account market in the UK and looks at whether banking competition has improved since 2000.
Published: 08 September 2016
Author: Emran Mian
Read
Publication

The Missing Rung: London’s housing squeeze

The analysis presented here shows that housing affordability is a pervasive issue, affecting at least one in three Londoners, including those in professions we would usually think of as high-paid.
Published: 10 May 2016
Author(s): Katie Evans, Ben Richards
Read
Publication

Growth Effects of EU Membership for the UK: A review of the evidence

This seventh briefing paper in the 'Global Perspectives' series, a collaboration between the SMF and the University of Warwick’s Centre for Competitive Advantage in the Global Economy (CAGE), reviews the literature on the implications of EU membership for the UK.
Published: 28 April 2016
Author: Nicholas Crafts
Read
Publication

Fixing Family Finances: Taking a household view to improving financial capability in Great Britain

This report takes a fresh look at financial capability in Great Britain. It extends previous work using the Wealth and Assets Survey to understand the nature and drivers of the problem that Britain faces and make recommendations for how capability and outcomes can be improved. Overall the research suggests that one in every eight people has low financial capability.
Published: 22 April 2016
Author: Matthew Oakley
Read
Publication

Locked Out: How property crowdfunding could help the next generation of homeowners

Property crowdfunding allows would-be investors to club together, through online platforms, to buy a share of a property.
Published: 22 February 2016
Author(s): Katie Evans, Nigel Keohane
Read
Publication

Longer Lives, Stronger Families? The changing nature of intergenerational support

Drawing on new public polling as well as long-run data, this report charts how the shape of the extended family has evolved over time, before going on to explore how the support given across the intergenerational family has changed historically and how it may alter in the future.
Published: 09 February 2016
Author: Nigel Keohane
Read
Publication

Balancing Bricks & Click: Understanding how consumers manage their money

This report examines what the balancing act between physical and online financial services mean for competition, the provision of financial advice and financial inclusion.
Published: 28 January 2016
Author: Katie Evans
Read
Publication

Golden Years? What freedom and choice will mean for UK pensioners

This research uses modelling to assess the implications for UK retirees were they to follow similar paths to those exhibited by individuals in Australia and the United States of America, countries where they have similar pension freedoms.
Published: 03 November 2015
Author(s): Nigel Keohane, Ben Richards, Katie Evans
Read