Latest Publications

Markets are the best way to create and distribute wealth, but they don’t always work well for all the people in them. We research ways that sensible interactions between the state and the private sector can maximise growth and fairness.

Latest Publications:

Publication

Should switch, don’t switch: Overcoming consumer inertia

This report draws on insights from social psychology and behavioural economics to improve our understanding of consumer behaviour.
Published: 03 October 2015
Author: Ben Richards
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Publication

Good Pensions: Introducing social pension funds to the UK

The purpose of this joint paper the Social Market Foundation and Big Society Capital is to explore why and how social pension funds should be introduced in the UK.
Published: 02 September 2015
Author: Nigel Keohane
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Publication

Playing the Field: Consumers and competition in banking

This new SMF report explores the demand side of the retail banking market and how consumer behaviour is strengthening competition.
Published: 16 July 2015
Author: Katie Evans
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Publication

Can India grow faster? Answers from history

This essay concludes that India can grow faster if Indians can sort out their troubled relationship with the idea of globalisation.
Published: 14 July 2015
Author: Tirthankar Roy
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Publication

Wealth in the Downturn: Winners and losers

They were poorly prepared for this, having run down savings and taken on increasing amounts of debt during the 2000s. It is estimated that the high levels of household indebtedness...
Published: 10 March 2015
Author(s): Nida Broughton, Ben Richards
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Publication

Bargaining on a low income: A better deal for consumers

This report draws on new data analysis, interviews and focus groups, and a nationally representative poll to provide an in-depth understanding of low income consumers' experiences of value in different markets. It sets out four key areas to be addressed by policymakers to ensure markets are better tailored to the needs and demands of low income consumers.
Published: 25 February 2015
Author: Ben Richards
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Publication

Savings in the Balance: Managing risk in a post-crisis world

We analyse why, when and how households choose to save, the factors that prompt them to begin investing and the type of advice they seek.
Published: 12 December 2014
Author(s): Katie Evans, Emran Mian
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Publication

Unlocking Development: A CAGE policy report

Unlocking Development argues that the world's poor are trapped in poverty and investigates how best to promote the rule of law in order to make economic growth more stable and sustainable.
Published: 01 December 2014
Author: Nigel Keohane
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Publication

Good Culture: Does the model matter in Financial Services?

Good Culture considers the mechanisms which could be used to improve business behaviour in the UK’s financial services sector.
Published: 23 November 2014
Author: Katie Evans
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