Latest Publications

This report builds on previous SMF work and research from other organisations to set out a comprehensive framework with which to understand the UK’s poor savings behaviour.

FAMR had the potential to revolutionise the advice market and tackle the advice gap but our research suggests its recommendations are unlikely to make a significant difference to the number...

New report examines the evolution of the personal current account market in the UK and looks at whether banking competition has improved since 2000.

This report takes a fresh look at financial capability in Great Britain. It extends previous work using the Wealth and Assets Survey to understand the nature and drivers of the problem that Britain faces and make recommendations for how capability and outcomes can be improved. Overall the research suggests that one in every eight people has low financial capability.

Drawing on new public polling as well as long-run data, this report charts how the shape of the extended family has evolved over time, before going on to explore how the support given across the intergenerational family has changed historically and how it may alter in the future.

This report examines what the balancing act between physical and online financial services mean for competition, the provision of financial advice and financial inclusion.

This research uses modelling to assess the implications for UK retirees were they to follow similar paths to those exhibited by individuals in Australia and the United States of America, countries where they have similar pension freedoms.

This report draws on insights from social psychology and behavioural economics to improve our understanding of consumer behaviour.

The purpose of this joint paper the Social Market Foundation and Big Society Capital is to explore why and how social pension funds should be introduced in the UK.