Latest Publications

Good Culture considers the mechanisms which could be used to improve business behaviour in the UK’s financial services sector.

Branching Out draws on a new SMF/ComRes survey of bank customers and explores the potential for disruptive innovation and increased competition in banking through online and mobile channels, which has already been seen in other retail sectors, and the challenges involved in securing these.

The report recommends government intervention to improve the quality of financial services, shifting competition onto the price of improved services, while maintaining consumer choice.

This publications, the result of a conference convened by the Social Market Foundation in July 2006, brings together some of the most expert and considered voices in the field to explore the contentious issues around the major themes dominating the regional casino debate.

The growth of regulation in Britain since the 1980s has been haphazard but immense, spawning a profession of its own. Criticisms about costs and excessive red tape' are familiar.